Eviction Protection
Minimizing your financial risks
Owning a rental property is one of the most reliable ways to build long-term wealth, but it's not without risk. Among the most stressful and costly situations a landlord can face is a problem tenant: one who stops paying rent, damages the property, or requires legal removal. Understanding your options for eviction protection before you need it is one of the smartest things you can do as a property owner.
Eviction Protection for Your Rental Investment
What Is Eviction Protection?
Eviction protection refers to coverage or programs designed to shield landlords from the financial losses that come with tenant disputes and the eviction process itself. This can include reimbursement for lost rental income, legal costs, property repairs, and liability exposure.
Most standard landlord insurance policies cover physical damage from events like fire or flooding, but they typically do not cover lost rent due to tenant non-payment, legal fees from an eviction proceeding, or damage caused intentionally. That gap is where eviction protection comes in.
PPG Landlord Protection: Exclusive Coverage for Managed Properties
For landlords who work with a professional property management company, there's an option that stands apart from anything available on the retail insurance market. PPG Landlord Protection is a comprehensive coverage program available exclusively through professional property management — and the scope of coverage is genuinely difficult to match elsewhere.
Here's what's included:
Up to 25 weeks of lost rent — If a tenant defaults or an eviction drags on, your rental income continues to be covered while the situation is resolved.
Up to $35,000 for property damage and theft — Tenant-caused damage that exceeds the security deposit is covered well beyond what most standard policies offer.
Up to $5,000 for eviction costs — Attorney fees, court costs, and related legal expenses are covered so the financial burden of pursuing an eviction doesn't fall entirely on you.
Up to $1,000,000 in liability coverage — Protection against legal claims arising from incidents on your property.
This level of coverage reflects the reduced risk profile that comes with professionally managed properties — where tenants are thoroughly screened, leases are properly structured, and issues are addressed before they escalate. It's the kind of protection that makes sense for landlords who want to treat their rental as a real investment rather than a source of ongoing stress.
Reducing Eviction Risk in the First Place
Regardless of what protection you have in place, the best outcome is always avoiding an eviction entirely. A few practices that consistently reduce risk:
Thorough tenant screening is the single most effective tool. Verifying income, reviewing credit history, checking prior rental references, and running background checks filters out the majority of high-risk applicants before they ever sign a lease.
Clear lease agreements that spell out expectations around rent payment, maintenance responsibilities, and property rules reduce disputes and give you a solid legal foundation if issues do arise.
Consistent communication with tenants means small problems — a late payment, a maintenance concern, a neighbor complaint — get addressed before they compound into something that requires legal intervention.
Regular property inspections help catch lease violations or property damage early, when intervention is still straightforward.